Sellers imagine the worst. In practice most findings are small, cheap and fixable inside a week. Here is what inspectors actually write up, roughly in order of how often it comes up.
Missing or damaged baffles. The inlet and outlet baffles keep solids in the tank and out of the disposal field. They corrode, they break, they sometimes were never there. Replacing one is a modest repair, and doing it protects the expensive part of the system.
No risers, buried lids. Not a failure of the system exactly, but it gets noted, and it adds cost to every future service. Installing risers while the lids are already open is the cheapest moment you will ever get.
Damaged or unsafe lids. A cracked concrete lid is both a finding and a genuine safety hazard. This one gets fixed immediately.
Missing effluent filter. Not every system has one and not every system needs one, but where a filter belongs and is absent or clogged, it gets written up.
Root intrusion in the inlet line. Common on older Tucson properties with mature landscaping anywhere near the line.
Liquid level wrong. A level above the outlet invert suggests the disposal field is not accepting flow. A level well below suggests the tank is leaking. Either one means more investigation, and this is the finding that most often turns into a bigger conversation.
Failed pump, float or control. On systems with a pump chamber, these are ordinary mechanical parts with ordinary lifespans.
Solids carryover. Evidence that sludge has been escaping into the field, usually because the tank went too long between pumpings. The repair is easy; the concern is what it has already done downstream.
Disposal field failure. Surfacing effluent, persistent soggy ground over the field, sewage odor outdoors, or backups in the house that pumping does not resolve. A field that has stopped accepting effluent generally needs replacement, which means a site evaluation, a permit from the regulating authority, real excavation, and real time.
This is uncommon, but it is the reason every page on this site tells you to schedule the inspection at the beginning of escrow. A field replacement discovered in week one is a repair. The same finding in week four is a closing extension.
An old system is not a failing system. A tank installed in 1978 that is structurally sound, correctly baffled, and serving a field that accepts flow is a pass. Age gets noted, not penalized. Similarly, a tank that is full is not a failure, it is a tank that needs pumping, which is happening as part of the inspection anyway.
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